This post may contain affiliate links.
When you are cutting your spending and paying down debt you truly have to look at what you are buying and what you are using.
We are currently living in a consumer society. Buy this, buy that, you need this, you need that. All of this stuff… gets expensive. Keeping up with the Joneses gets expensive.
When we started looking at our finances after my husband lost his job, we really looked at our finances and all the stuff we had and what we were buying.
To be honest it was a real eye opener. We would eat out twice a week, we would buy brands we loved or thought we loved. We shopped because we thought we needed to. You can learn about the 21 Things We stopped Buying To Save Money.
But…. There were 10 things I did purchase that saved us a huge amount of money.
You are probably thinking what could I buy that would save us money… You will be surprised. I invested in our finances and purchased The Total Money Makeover and it totally changed the way we look at money, the way we spend money. I took a long hard look at all the “stuff” we were using and what we were throwing out, what we were giving away, what I was cooking. I looked at all of it. I looked at what I was grocery shopping for, what my family was eating. I was looking not for an easy way to save more money but a smarter way to save more money.
I wanted to invest in the financial future of my family and what better way than to save money doing what we do everyday. Think about it how could you alter your day to save money? Could you make coffee at home and use reusable coffee mugs or set and make dinner before you leave for the office. What if you changed the way you cook and prepare meals to save money? I looked at all of it. I even looked at how I could save money in our garage and during our day to day commutes.
10 Things We Purchased That Save Us Huge Amounts Of Money
1. I purchased The Total Money Makeover and my husband and I attended Financial Peace University both changed the way we look at money. If you and your spouse are apart on the money thing I totally recommend Financial Peace University. These were an amazing investment.
2. I was wasting a huge amount of money making my husband lunches he wasn’t eating. He works 8-12 hour shifts on the road and sandwiches and snacks just weren’t doing it. So I purchased him an oven lunch box. This thing is amazing I can send soups, stews, pasta and left overs for lunch. He sets it and forgets it and he has a hot lunch or dinner on the road. I am no longer wasting money on deli meat and lunches that don’t get eaten.
3. I swapped over 75% of our paper products. No more paper napkins, paper towels and paper plates. We now have cloth napkins which are great. Cloth cleaning towels and we have opted out of having paper plates in the house. We still have tissues and bathroom tissues – those I will not opt out of.
4. I do a large amount of purchasing online to save time and money. So purchased Amazon Prime. I save time waiting on parcels, I save the time I would be travelling to the store and shopping. I save more money than I can think of in freight costs and all the other things that would get added to the buggy if I was in the actual Big Box store shopping. This was a great investment for our family.
5. We drink a lot of coffee in our house and bring bottles of water along with us everywhere we go. In order to decrease waste, save money and keep our beverages at the right temperature we invested in stainless steel travel coffee mugs and stainless steel water bottles.
6. I am a huge advocate for meal planning and freezer meals. When you have two hungry boys and very busy schedules I love knowing what’s for dinner. Easy to follow recipes are an added bonus. My favorite meal planning service is My Freezeasy, the service is great and they have so many meal options.
7. Budgeting software. YNAB, You Need A Budget has an amazing app system so you can take your budget with you everywhere. You could be on holidays and know what your budget is. This budgeting program is great it will help you save for the future.
8. We are a gluten free family and gluten free breads and pastries can cost huge amounts of money. I have been trying different gluten free bread recipes for years and we have finally found one we like. So investing in a few different bread pans and cookie sheets have added to our savings in the bread department now that we have found a recipe that works for our family.
9. Netflix, I was hesitant at first about getting Netflix but I am glad we did. The movie selection and the show selection all for a low monthly fee.
10. If I had to chose one more thing that I have purchased that has saved us money I would say containers in every size and structure. We opted for a low waste kitchen a few months back so we purchased stainless steel lunch containers, jars, reusable food bags and much more. I love organization so the rest of the house is well organized with containers. If you are organized, you know what you have and where it is so you aren’t buying more….
Knowing what you have. Investing in your future. Investing in smart shopping, long term reusable items. We are no longer spending huge amounts of money on food waste, coffee drive thru, disposable food storage, freight costs, budgeting and so much more.
Follow us on Pinterest
Have an amazing day,
Saving & Simplicity